More is more, right? Not necessarily when it comes to authentication. For a consumer trying to complete a quick purchase or an employee working remotely and needing to open a document while on a conference call, multi-factor authentication can be frustrating. While strong security is table stakes for all organizations today, the challenge lies in doing so in a way that is not so disruptive that it impacts brand relationships or results in enterprise employees sidestepping security measures altogether. What if there was a better approach that happened in the background? Enter silent authentication.
According to this year’s Global Customer Engagement Report by my company, three-quarters (75%) of customers will stop doing business with a brand after repeated communication issues. Imagine a shopper ready to check out online with items set in their cart and ready to click purchase. Then they’re prompted by complicated security measures – selecting crosswalks and bicycles or waiting for a code to be sent to their phone. Not only does this risk customer frustration and abandoning the cart, but they may likely avoid doing future business with the brand altogether.
Or, consider the impact at work. With many organizations increasingly adopting return-to-office policies, many still operate with remote or hybrid employees dispersed across the globe. The varied work environments have increased bring-your-own-device (BYOD) behavior, whether or not an organization officially supports it. In fact, one survey found nearly three-quarters (70%) of employees admit to working from their phones. What’s concerning is that many of those devices are not managed by IT, meaning organizations have little control over the security of the devices, leaving them open to significant risk.
Instead, organizations may deploy one-time password (OTP) prompts or other login verifications. While well-intentioned, these policies can frustrate employees and lead to risky behavior like using the same weak password across multiple platforms or using their own cloud storage for sensitive enterprise documents. Not to mention, bad actors can still disrupt this with tactics like SMS phishing attempts.
Though complex, multi-step authentication may give the appearance of stronger security, that’s not necessarily true, and it can result in serious customer and employee frustration. Silent authentication offers a better way to invisibly keep user accounts safe without sacrificing security.
In recent years, silent authentication has emerged as an alternative way to verify users, limiting user friction while keeping bad actors out. The technique can be used across a variety of use cases – from account creation to password changes and resets, or for an added layer of security across high-risk financial transactions. Rather than requiring complicated passwords or codes sent through text or email, users are verified based on their phone number and mobile connection, leveraging real-time data signals to confirm the user is who they say they are. The entire process happens silently across a matter of seconds. If the activity looks normal, users achieve seamless access. If something seems off, such as a location change, for example, the authentication is then escalated for further review.
Silent authentication represents a fundamental shift in how organizations think about user verification, helping protect against fraud, build trust, and increase conversion rates. Traditional methods can be cumbersome to the user experience, resulting in frustration or risky behavior. Silent authentication, however, builds verification directly into the user experience, operating invisibly. Employees can maintain productivity no matter where they are, and customers can complete purchases without disruption. The technique also lightens the load for IT teams, allowing for security to be scaled at ease and freeing IT teams to focus on more strategic priorities.
As cyberthreats continue to evolve, silent authentication provides a path toward stronger security without impacting user experience. Silent authentication will soon be the standard for organizations of all sizes. Those that embrace this technique will be well-positioned to protect against evolving fraud threats, while maintaining customer loyalty and empowering employee productivity.